Your Numbers
Current Age
30
Current Savings
$50,000
Annual Income
$75,000
Annual Expenses
$50,000
Expected Return (nominal)
7.0%
Inflation
3.0%
Safe Withdrawal Rate (SWR)
4.0%
🔍 The 25x Rule
Financial freedom ≈ annual expenses divided by your SWR. The popular 4% rule implies ~25× expenses. Adjust SWR above to be more conservative or aggressive.
You'll Achieve Financial Freedom In
2035
12 years from now
You'll be 42 years old
Freedom Number
$1,250,000
25x annual expenses
Savings Rate
33%
of income saved
Annual Savings
$25,000
per year
Your Journey
💡 Accelerate Your Timeline
| Year | Age | Balance | Annual Growth | Milestone |
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