Client Risk Assessment Tool

Bitcoin Suitability Evaluation

Evaluate client suitability for Bitcoin allocation across six key categories. Use this tool during discovery meetings to guide allocation recommendations.

Assessment Instructions

How to Use This Tool

  • Complete this assessment with clients during discovery meetings
  • Rate each category from 1 (lowest suitability) to 5 (highest suitability)
  • Total scores range from 6-30 points
  • Use results to guide initial Bitcoin allocation discussions
1. Investment Horizon

What is the client's expected holding period for this investment?

1
2
3
4
5
2. Volatility Tolerance

How comfortable is the client with significant price fluctuations?

1
2
3
4
5
3. Financial Stability

How stable is the client's financial situation?

1
2
3
4
5
4. Liquidity Needs

How frequently might the client need to access this investment?

1
2
3
4
5
5. Technical Comfort

How comfortable is the client with digital security and technology?

1
2
3
4
5
6. Portfolio Diversification

How diversified is the client's current portfolio?

1
2
3
4
5
--
Total Risk Score (out of 30)
0.5-1%
Exploratory Allocation
1-3%
Strategic Allocation
5%+
High Conviction Allocation

Score Interpretation

Score 6-15
Exploratory Allocation

Conservative approach recommended. Start with 0.5-1% allocation. Focus on education and comfort building before increasing.

Score 16-22
Strategic Allocation

Moderate allocation appropriate. 1-3% range suitable for most portfolios. Monitor client comfort and adjust accordingly.

Score 23-30
High Conviction Allocation

Higher allocation justified. 5% or more may be appropriate for sophisticated clients with strong risk tolerance and long time horizons.

Implementation Guidelines

Using Assessment Results

  • Document Results: Keep assessment scores in client files for future reference
  • Start Conservative: Begin with lower end of recommended range
  • Monitor and Adjust: Reassess periodically as client circumstances change
  • Education First: Ensure client understanding matches allocation size
  • Regular Reviews: Revisit assessment annually or when major life changes occur